Question 1

Can foreigners buy property in Dubai?

Accepted Answer

Yes. Foreign nationals can buy freehold property in designated areas of Dubai, including Downtown Dubai, Dubai Marina, Palm Jumeirah, and Business Bay, with full ownership rights registered directly with the Dubai Land Department (DLD). This freehold structure means outright title in the buyer's name, and no UAE residency is required to purchase.

Question 2

What is the Dubai Golden Visa property investment requirement?

Accepted Answer

A property investment of AED 2 million or more qualifies a buyer for a 10-year UAE Golden Visa, covering the investor and their immediate family. Confirm current rules with DLD before purchasing, as requirements can be updated. The visa is renewable indefinitely as long as the qualifying property is retained.

Question 3

Do I have to pay property tax in Dubai?

Accepted Answer

No. The UAE has no annual property tax and no capital gains tax on property sales. Buyers pay a one-time 4% DLD transfer fee at the point of purchase, plus standard registration and agency fees. The only ongoing cost is a building service charge, not a government tax.

Question 4

Can I buy Dubai real estate with cryptocurrency?

Accepted Answer

Yes, a growing number of developers and brokerages, including MAI Real Estate, accept Bitcoin, USDT, and other major cryptocurrencies for property purchases, with the transaction value converted and registered in AED with the Dubai Land Department. The conversion happens through a regulated exchange partner at the point of transaction.

Question 5

Which UAE emirates can foreigners buy property in?

Accepted Answer

Freehold ownership for foreign nationals is available in designated zones across Dubai, Abu Dhabi, Ras Al Khaimah, and Ajman, each with its own registration authority.

Question 6

How long does it take to complete a property purchase in Dubai?

Accepted Answer

An off-plan purchase from a developer can often be reserved within days. A resale property typically takes 30-60 days from offer to DLD title deed transfer, depending on financing and due diligence.

Question 7

Can non-residents get a mortgage in the UAE?

Accepted Answer

Yes. Most major UAE banks offer mortgages to non-resident foreign buyers, typically financing 50-60% of the property value, with the remainder paid as a down payment.

Question 8

Should I buy off-plan or a ready (resale) property?

Accepted Answer

Off-plan property is typically cheaper at launch with flexible payment plans but carries construction-timeline risk. Ready property costs more upfront but can be occupied or rented immediately with no delivery uncertainty.

Question 9

What ongoing fees come with owning property in Dubai?

Accepted Answer

Beyond the one-time 4% DLD transfer fee at purchase, owners pay an annual service charge to the building or community management. There is no annual property tax in Dubai.

Question 10

What rental yields can investors expect in Dubai?

Accepted Answer

Gross rental yields in Dubai commonly run in the 5-8% range depending on location and property type, generally higher than most major global cities, though yields vary significantly by specific building and area.

MAI Real Estate Dubai | Luxury Properties & Exclusive Listings

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